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These are some examples of how A.R.M.S. Consulting has introduced changes to companies by analysing and reviewing of their insurance structure.

The problem

We listed the points that are not effective as a measure to avoid risks of the company after reviewing the general and special clauses applied to all of the existing insurance policies. 


How we solved the problem

We explained the advantages and disadvantages of the coverage of the current insurance policy together with the other features and characteristics of the insurance products and provisions of other insurance companies.

The problem

It became clear that the stocked inventories of the said insurance class were covered only by traditional straight fire insurance.

How we solved the problem

We explained the existence of other insurance structure methods that can be introduced to needs of the wholesale industry.

The problem

Its overseas subsidiary was included in the Japanese policy as an additional insured by the judgement of the insurance company. 


How we solved the problem

It was found out that no explanation was given about the local insurance regulations that coverage by foreign policies were non-admitted, and we explained that a local insurance policy was necessary.

The problem

We found out that there was an inconsistency in the connection between the local primary PL insurance policies purchased for the overseas production entities and the secondary worldwide overseas PL umbrella insurance policy issued in Japan.



How we solved the problem

After collecting all the PL policies that were purchased overseas, we first reviewed and analyzed the contents of the policies. We then, proposed to structure a comprehensive insurance program from a global perspective.

The problem

We, as a parent company, should understand the contents of the coverage of the insurance policy and give opinions or instructions to the local entity but the reality is not the case.


How we solved the problem

As a first step, we collected all insurance policies and decided to examine the contents in full detail.